Should you find yourself in the position where you are thinking about filing for bankruptcy then it is likely that you are in the position where you find your current debt burden is more than you could manage.  However, you still have options and especially so if you own your own home and better still have some equity in that home.  If this is the case then you may well be eligible for a bankruptcy equity home loan.  This home loan can be used in two essential ways.  In the first way you can use the equity in your home to enable you to settle some of the outstanding obligations you are struggling with.  In the second way you can use the bannkruptcy equity home loan to provide essential additional money after bankruptcy.  This money may well be invaluable and absolutely necessary and perhaps best of all you can use the evidence of borrowing money and repaying on time to begin the process of rebuilding your credit score after the shock of bankruptcy.